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<h1>Privacy Policy</h1>
<p>PorfolioJournal is designed to keep your portfolio data private by default.</p>
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<span>Effective date: <strong data-effective-date></strong></span>
<span>Applies to iOS app and this website</span>
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<h3>Privacy summary</h3>
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<li>Your portfolio data and journal notes stay on your device by default.</li>
<li>iCloud sync is optional and only enabled by you.</li>
<li>We collect usage data and device identifiers for product performance and advertising measurement.</li>
<li>Some identifiers and usage data may be used to track you across apps and websites.</li>
<li>Deletion is instant inside the app, with additional steps for iCloud.</li>
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<h2>What data we collect</h2>
<p>PorfolioJournal collects the data you choose to enter into the app, such as portfolio sources, snapshots, contributions, categories, goals, and journal notes. This information is stored locally on your device unless you enable iCloud sync or export your data.</p>
<p>We also collect usage data and device identifiers. This includes product interaction data, device ID, other usage data, and advertising data.</p>
<h2>How we use your data</h2>
<p>Your data is used to provide app functionality: portfolio calculations, charts, progress tracking, and reminders. Usage data and identifiers are also used to understand performance and measure advertising effectiveness.</p>
<h2>App Store privacy labels</h2>
<p>For transparency, our App Store privacy labels include:</p>
<ul>
<li>Data used to track you: Identifiers, Usage Data.</li>
<li>Data not linked to you: Identifiers, Usage Data.</li>
</ul>
<p>These data types include product interaction, device ID, other usage data, and advertising data.</p>
<h2>Data storage and sync</h2>
<p>By default, all content is stored on-device. If you enable iCloud sync, your data is stored in your iCloud account and synced across devices signed in with the same Apple ID. PorfolioJournal does not operate separate servers for user data.</p>
<h2>Exports</h2>
<p>You can export your data in CSV or JSON format at any time. Exported files are stored wherever you choose (Files app, local storage, or another provider you control).</p>
<h2>Third-party services</h2>
<p>Usage data and device identifiers may be shared with advertising and analytics partners for measurement and attribution. This data may be used to track you across apps and websites owned by other companies.</p>
<p>We also collect usage data and identifiers that are not linked to your identity for analytics and product improvement.</p>
<h2>Data retention</h2>
<p>Your data is retained on your device until you delete it. If you enable iCloud, data is retained in your iCloud account until you delete it from the app or remove it in iCloud settings.</p>
<h2>Deleting your data</h2>
<p>You can delete your portfolio data at any time from within the app. For iCloud data removal, follow the steps on the <a href="delete-data.html">Delete Data</a> page.</p>
<h2>Children's privacy</h2>
<p>PorfolioJournal is not directed to children under 13 and does not knowingly collect personal data from children.</p>
<h2>Contact</h2>
<p>If you have any questions about this policy or a data deletion request, contact us at <a href="mailto:support@portfoliojournal.app">support@portfoliojournal.app</a>.</p>
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